Meet Your Loan Officer | Jessica Regan

Jessica has been helping clients achieve the American dream of owning their own home since 2002.  Her business success is built upon a rock-solid foundation, featuring development and maintenance of strong relationships with my referral partners and customers. Also, in addition to her customer driven attention to detail, she is known for her ability to bring loans to a smooth close, regardless of challenges that may arise during the process.  The key component of this ability is the fact that she takes the time to educate my clients about the loan process, guiding them every step of the way.  This approach enables her clients to feel secure and comfortable throughout the seemingly complicated process of financing their purchase. As one of Central PA’s leading Professional Mortgage Consultants, Jessica continues to hone her skills through membership in the Greater Harrisburg’s Association of Realtors, consistently participating in real estate and mortgage events and hosting educational seminars for realtors, and as a contributor to several mortgage publications. 

Jessica Regan

Sr. Mortgage Consultant
NMLS# 141150
Cell: 717.979.1258
Office: 717.798.3123
Fax: 717.798.3143
jregan@gmhmortgage.com
gmhmortgage.com/jregan

2201 Market Street, 2nd Floor
Camp Hill, PA 17011

Introducing Our New and Improved Program

We're Proud to Support Our Community Heroes.

As our way to give back to those who have served and supported our country and local communities, we're offering a $599 lender credit to all active military, veterans, first responders, firefighters, law enforcement, teachers and healthcare providers as our way to say "thank you". 

Mortgage 101

10 Steps to Buying a Home

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Quick Tips for an Easy Mortgage Approval

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The Loan Process

Tips for a Faster Loan Approval

Prompt Communication
Respond timely to any requests for additional documents especially if you need to close by a certain date.
Complete Application
Make sure to fill out your loan application completely.
No High Ticket Purchases
Do not make any major purchases until your loan closes. This can have a harmful effect on your current loan application.
Untraceable Funds
Do not transfer money into your account that cannot be traced.

FHA Loan
FHA Loans offer a low down payment, flexible qualifying requirements and are tailored to fit a variety of needs. FHA loans are perfect for homebuyers with less than stellar credit or with less cash available for an initial down payment than usually required.
VA Loan
VA loans offer military veterans and active military members 100% financing and have flexible requirements and qualifications. These mortgages do not always require a down payment and are guaranteed by the Department of Veterans Affairs, so they do not require mortgage insurance.
USDA Loans
USDA Loans offer 100% financing, minimal down payment, competitively low rates and flexible income requirements for mortgages located in rural areas. There are several types of USDA loans that help low- or moderate-income borrowers buy, repair or renovate a home in a rural area.
Adjustable Rate Mortgages
An Adjustable Rate Mortgages or ARM, carries an adjustable interest rate. Typically a borrower will start with a lower interest rate than that of a typical Fixed Rate Mortgage, but the amount of the monthly house payment will adjust and change over time as interest rates fluctuate.
Jumbo Loans
Jumbo loans allow borrowers to secure financing much greater than the conforming limits set by regulations for homes in most areas.
Interest Only
These loans allow the homeowner to make lower monthly payments by only requiring the interest payment for a set period of time, typically in the 5-10 year range. Interest-Only Loans are perfect for borrowers whose income fluctuates or is anticipating a sizeable increase in their future income.
Conventional Loans
A Conventional Loan refers to a loan that is not backed, insured, or guaranteed by the US government. These loans can be either conforming or non-conforming.
Conventional Conforming
Loans that are generally approved for a term of 15 or 30 years.
City, County and State
GMH offers a wide variety of local programs that are specific to that area. These types of loans are sponsored by regional Housing Finance Agencies (HFA), and typically carry rates lower than the current market, resulting in lower loan payments.

Click here to visit our full Programs page to learn more.

Safe & Secure Process

Access your file anytime, anywhere, through our GMH Borrower Portal
Safe and secure processes that will leave you worry free
Expedited service will get you into your home faster

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