Meet Your Loan Officer | Shawn Hunt

Shawn has a passion for helping people achieve the dream of homeownership. He truly enjoys getting to know each one of his clients and tailoring a home financing solution for their specific needs and circumstances. His favorite part of working with his borrowers is the friendship that is cultivated during the process.

He believes in educating his clients on the mortgage process and their financing options, so they can make an informed decision on one of their largest investments. Shawn prides himself on his responsiveness and being available to answer every question his clients have about purchasing or refinancing their home.

Focused on creating lasting relationships and an enjoyable home financing experience, he puts extra care into open communication with both his borrowers and his real estate partners. The result of clear and consistent communication is a smooth mortgage process from pre-qualification to settlement. Buying your home should be a celebration, and Shawn is committed to delivering that experience to every borrower.

Shawn Hunt

Branch Manager
NMLS# 1098459
Phone: 443.783.0910
Fax: 443.293.8845
shunt@gmhmortgage.com
www.shawn-hunt.com

220 East Main Street | Suite A
Salisbury, MD 21801

Introducing Our New and Improved Program

We're Proud to Support Our Community Heroes.

As our way to give back to those who have served and supported our country and local communities, we're offering a $599 lender credit to all active military, veterans, first responders, firefighters, law enforcement, teachers and healthcare providers as our way to say "thank you". 

Mortgage 101

10 Steps to Buying a Home

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Quick Tips for an Easy Mortgage Approval

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The Loan Process

Tips for a Faster Loan Approval

Prompt Communication
Respond timely to any requests for additional documents especially if you need to close by a certain date.
Complete Application
Make sure to fill out your loan application completely.
No High Ticket Purchases
Do not make any major purchases until your loan closes. This can have a harmful effect on your current loan application.
Untraceable Funds
Do not transfer money into your account that cannot be traced.

FHA Loan
FHA Loans offer a low down payment, flexible qualifying requirements and are tailored to fit a variety of needs. FHA loans are perfect for homebuyers with less than stellar credit or with less cash available for an initial down payment than usually required.
VA Loan
VA loans offer military veterans and active military members 100% financing and have flexible requirements and qualifications. These mortgages do not always require a down payment and are guaranteed by the Department of Veterans Affairs, so they do not require mortgage insurance.
USDA Loans
USDA Loans offer 100% financing, minimal down payment, competitively low rates and flexible income requirements for mortgages located in rural areas. There are several types of USDA loans that help low- or moderate-income borrowers buy, repair or renovate a home in a rural area.
Adjustable Rate Mortgages
An Adjustable Rate Mortgages or ARM, carries an adjustable interest rate. Typically a borrower will start with a lower interest rate than that of a typical Fixed Rate Mortgage, but the amount of the monthly house payment will adjust and change over time as interest rates fluctuate.
Jumbo Loans
Jumbo loans allow borrowers to secure financing much greater than the conforming limits set by regulations for homes in most areas.
Interest Only
These loans allow the homeowner to make lower monthly payments by only requiring the interest payment for a set period of time, typically in the 5-10 year range. Interest-Only Loans are perfect for borrowers whose income fluctuates or is anticipating a sizeable increase in their future income.
Conventional Loans
A Conventional Loan refers to a loan that is not backed, insured, or guaranteed by the US government. These loans can be either conforming or non-conforming.
Conventional Conforming
Loans that are generally approved for a term of 15 or 30 years.
City, County and State
GMH offers a wide variety of local programs that are specific to that area. These types of loans are sponsored by regional Housing Finance Agencies (HFA), and typically carry rates lower than the current market, resulting in lower loan payments.

Click here to visit our full Programs page to learn more.

Safe & Secure Process

Access your file anytime, anywhere, through our GMH Borrower Portal
Safe and secure processes that will leave you worry free
Expedited service will get you into your home faster

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